The FICO score generally ranges from 300 to 850, and a higher score indicates a lower credit risk. FICO scores are calculated from many sources of information in your credit report, which is based on the importance of the following five categories for the general population:

Payment History – 35% – Were payments made on time?

Amounts Owed on Accounts – 30% – Is the balance owed close to the limit?

Length of Credit History – 15% – How long have your accounts been open?

New Credit – 10% – How many new accounts have been opened?

Types of Credit Used

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