When purchasing a home the most often cause for delay in closing on time has to do with the very last piece of the puzzle and that is getting your loan docs in order and through underwriting. Here are a few things to do to ensure your home closes on time!
1. Do respond quickly to your lender’s requests for information to avoid delays in the process.
2. Do provide documentation for any non-payroll deposits – gifts from family members require additional documentation.
3. Do stay current on your existing credit accounts – your credit is monitored throughout the mortgage process.
4. Do pay off any collections, judgments or tax liens reporting on your credit report.
5. Do call me as I am here to help you throughout the process!
Do call me as I am here to help you throughout the process!
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