Reconveyance of the Deed of Trust
What if you pay off a loan, how do you ensure that you have clear title to your property?
If you borrowed money when you purchased your home or if you have refinanced, it is likely that a deed of trust was recorded in favor of your lender. This document gives the lender a lien on your home until you sell your house or pay off the loan.
According to the San Buenaventura Code, Chapter 222.210, Sewer Connections, Section 22.210.020 Sewer Connection Permit, Part C #7 states:
“Property owner to maintain sewer lines. All lateral and house sewer links from the public sewer to private property, including the wye and saddle at the public sewer, shall be maintained a the expense of the property owner.”
Mello-Roos refers to “special” tax districts. Senator Henry J. Mello and former Assemblyman Michael Roos won passage of Mello-Roos Community Facilities Act in 1982. This legation authorized Mello-Roos Community Facilities District as a way to assist cities, counties and schools districts to provide new infrastructure and facilities after governmental funds were cut by the passage of Proposition 13 in 1978.
According to the NAR 2013 Profile of Homebuyers and Sellers, almost half of home sellers last year “upsized” to a larger, more expensive home, and 59% bought a newer home. The report finds that the typical home seller had lived in their home for nine years last year, up from the typical tenure in 2007 of just six years.