Category Archives: Finances

Winter To-Do List

Kick off the New Year with a fresh attitude about home maintenance. After all, you don’t want to wait until the furnace conks out before you deal with it. Keep track of when you need to schedule service and how to keep things in good working order with The Weather Channel’s to-do list for January. read more

Tap Into Your Home’s Value

For years, homeowners were afraid of tapping into their home equity—and rightfully so, considering the downward trend of home values in markets across the country.

But since prices began rising in late 2012, many homeowners have recovered significant chunks of equity and are now starting to feel more comfortable tapping into that, particularly to make renovations and repairs that may ultimately increase the value of their homes. read more

A Fresh Start

Most New Year’s resolutions involve promises to fit into last year’s suit and to avoid the fast-food lane. But don’t let your self-improvement list end there. These home improvement tips, suggested by About.com, can help make your home safer and healthier in the New Year.

Safety first. Make this the year to be truly prepared by creating a household emergency kit. Pack it with first aid supplies, a working flashlight, batteries, extra blankets, a can opener and some nonperishable food. Also take the time each month to make sure your smoke alarms and carbon monoxide detectors are working. Purify the air in the home by swapping out furnace filters every month, and burn real firewood rather than mass-produced logs to avoid potentially harmful chemicals. read more

Prevent Identity Theft

Tis the season for holiday shopping, but it’s also the season for holiday thievery. The Identity Theft Resource Center (ITRC) in San Diego, Calif., estimates that 15 million people are victims of identity theft every year. The not-for-profit group reports that it gets more calls about lost and stolen wallets and purses during the holiday season than at any other time of the year. To make sure identity theft does not spoil your holidays, the ITRC has several tips for safeguarding your personal data. read more