No matter where you live, emergencies are bound to happen when you least expect them: the furnace breaks down, appliances stop working, the roof starts leaking or a window gets smashed. The costs for repairs can be tough to stomach, unless you have an
emergency fund.
Setting up an emergency fund is easier than you think. These tips from Bankrate.com will help you handle unexpected surprises with ease.
As the weather gets cooler, it’s time to check your HVAC (heating, ventilating and air conditioning) system to make sure it’s operating properly. While it’s wise to have your HVAC inspected by a heating professional every Fall and Spring, you can increase the efficiency by following these simple maintenance tips from American Home Shield.
With the holiday shopping season fast approaching, consumers need to be more vigilant about protecting their personal data. PC Magazine offers the following tips to shop safely online.
Avoid using a public Wi-Fi for your online shopping and financial transactions. Also use a password manager to create strong, unique passwords for each shopping site.
Per the recent Realtor Magazine issue, tread carefully amidst the revival in contract-for-deed sales!
A contract-for-deed is a seller financing option that’s been gaining popularity with credit challenged buyers.
This kind of arrangement is when buyers pay the sellers a high-interest installments toward the purchase price of the home. Know that under a contract for a deed, equity is not accrued and the deed is not obtained until the loan is paid off. Meanwhile, sellers have the authority to edit buyers, typically in 30 to 60 days, if they miss even a single payment.